Another Minor (Okay maybe major) hiccup...

Well, the plan was to close on everything on Wednesday and then have the trailer moved on Thursday, then get down to carpet, paint and electricity and have that all done by Wednesday when I go back to work.

Ummm, not so much. Shortly before we were supposed to close we got the news from our mortgage company that we could not close because the land we were trying to buy turned out not to have a clean title because there is a bank lien on it.

(Let me explain the madness...) We made the contract contingent on a clean title and the person selling it to us guaranteed it had a clean title. The person who owned it before apparently got into financial trouble, couldn't afford the land and so signed it over to the person selling it to us. Well, there were back taxes on the land that he had no paid and apparently he failed to mention that to the man he signed it over to and apparently that man failed to have a title search done. Apparently that's the way things are done in back woods Etna!

So our bum is covered because we made the contract contingent on a clean title right? Right...well not really. Because my wonderful husband went ahead and had our contractor do all the land work before the title search came back. (It was decided on between us that NO work would be started until that search came back clean and I voiced very strong concern and opinion on that so I'm trying not to hate him right now.) So yeah, we can always let go of the land but we've already done all this work and still need to pay the contractor.

Well, can you just pay the back taxes and get the lein released? you ask. Oh, that's a great idea! But, ummm NO. Here's why. This man owes back taxes on three pieces of property. The town of Etna decided to add up all the back taxes, combine them together and put one giant lein on ALL the properties.

Can't the town just split up the lein and allow you to pay the back taxes on your parcel so the deal can go through? Oh my gosh! That makes so much sense. But apparently no. The town of Etna is saying that they don' think it would be legal to do that and it would be really hard etc. etc. However, the town manager has agreed to try so between the man selling us the land and the town there are apparently like 4 lawyers working to split this lien up so that the man selling us the land can pay the back taxes and the deal can go through. But how long that will take? Who knows.

So that leaves us still on the lake which is nice, but I am no longer doing live in shifts at work so that means I either work 7am-9pm days while commuting 1 hr and 15 minutes each way or I pack a suitcase to house hop from friend to friend 4 days a week and don't get to see my husband ever. NOT happy!

So please pray that the town of Etna will QUICKLY figure out how to split this lien up, the taxes will get paid, we can set up a closing so that we can get the trailer to the land ASAP and I won't have to commute 2 1/2 hours a day on top of 14 hour work days and/or spend the better part of me weeks away from Jason for very much longer.